- Aqua office suites, 5th floor, Along Murang'a road. Nairobi
At Sper Microenterprise Limited presents (Salary Advance Loans) — a simple, fast, and convenient solution tailored for employees of selected organizations. With Salary Advance, staff can access same-day salary advances right from their workplace—no paperwork, no queues, and no lengthy bank processes.
At Sper Microenterprise Limited, our salary advance loans are designed for speed and simplicity. Employees can access funds instantly with minimal documentation, no collateral, and zero waiting time. The process is fully digital, allowing you to apply and receive your advance directly from your workplace—making it a stress-free solution for urgent financial needs.
Sper Microenterprise Limited offers seamless direct access to salary advances and loans, allowing employees to receive funds straight from their workplace without delays or third-party involvement. For employers, our direct recovery model ensures easy and automated repayment through payroll deductions—minimizing risk, reducing admin work, and ensuring smooth, timely collections.
At Sper Microenterprise Limited, we’ve eliminated the hassle of traditional loan applications. Our salary advance and personal loan services require no physical paperwork—everything is processed digitally and efficiently. This means faster approvals, quicker disbursements, and a smooth, stress-free experience for you.
Employees of partner or approved organizations with a consistent monthly salary are eligible to apply for a salary advance loan.
Loan amounts vary depending on your salary and employer agreement, but typically range from a portion of your monthly net income up to pre-approved limits.
Once approved, funds are disbursed on the same day, often within a few hours—no delays, no paperwork.
No. Our salary advance loans are unsecured, meaning you don’t need to submit collateral or provide guarantors.
Repayment is made directly through payroll deductions at the end of the month, ensuring a smooth and hassle-free process.
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